Credit cards (Visa/Master) are often used for online purchases. In today’s technology era, owning a Visa card is very necessary. Almost all transactions are now mostly online. Besides using Visa to buy goods, you will have more discounts and incentives than cash. However, some of you do not have the conditions to go to the bank to make a Visa card. The most common reason is under 18 years old, or away from the bank.
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So how to make a visa card when the above conditions are not met? AnonyViet will guide you how to create free virtual visa to buy online. In Vietnam, there are many banks that allow create virtual Visa card. You can use it like a real Visa because it is provided with full card information for payment. Apply for a virtual visa card in one of the ways below:
What is the difference between VISA and MasterCard?
Visa and MasterCard are two different financial companies. The function of Onine payment or card swipe is the same. Card Visa there will be a head of 4xxx, still Master Card To be 5xxx. If you use a virtual credit card, you don’t need to worry about this difference.
Only when you use Credit Card will there be a clear difference in interest rate, and interest time….
How to use VISA, MasterCard to buy online
Upon successful registration of Visa and Master cards, you will be provided with the following information:
- Cardholder’s name (sometimes not available)
- Card number (including 16 numbers)
- Expiration Month/Year
- CVV number (including 3 digits). If on a hard card the CVV number will be on the back of the card
When you have all the above information, you only need to enter the correct card information into the Online payment section of the Websites to be able to transact.
For example: I have a VISA card like the picture below, and have a number CVV To be 012 (printed on the back of the card)
When paying Online, please fill in the correct card information and payment information boxes:
If the information is correct, and you have enough money to pay, you can buy goods online in no time.
How to create a virtual MasterCard with YOLO – VPBank
This is the latest virtual credit card creation service today. Yolo is a virtual banking application of VPBank, you can easily create a virtual MasterCard to pay on Amazon, Ebay. Especially 12 months free VPS subscription from AWS (1 Amazon service). First you need to download the Yolo App to your phone:
Register an account with your phone number. Sign in and Select “Create a virtual card”.
You will be provided with MasterCard card information without a deposit.
To see the CVV . number then you use your hand to touch the front of the card, the card will immediately appear on the back with a number printed on it CVV for you.
To shop online, you need to load money into your YOLO wallet, the money will also go to your MasterCard card. Currently, YOLO has 2 ways to top up the card: using Internet Banking/ATM or using Visa/Master card.
How to create a virtual MasterCard with WeCard – TrueMoney
TrueMoney e-wallet will provide you with a virtual MasterCard called WeCard. This is a product of TPBank associated with MasterCard. You need to download the TrueMoney app to your phone to create a wallet account and create a virtual credit card:
You proceed to register for a TrueMoney wallet account with your phone number. Log in to the main interface and select WeCard.
You look at the bottom of the screen, select “Unlock card”.
Finally, you choose “Card Information”. At this time, an SMS will send a confirmation code to the phone registered for TrueMoney wallet. You enter the verification code in the SMS into the application and you are done. Now you have your card information to start paying Online.
How to create a virtual MasterCard with Viettel Pay
To pay Online, you can use a virtual MasterCard provided by Viettel Pay. Just need a Smart Phone with Viettel Pay application installed, you will have a MasterCard card right away. You can download the app here:
You can use phone number of any carrier To register an account. When you first sign up you will be asked to create a password:
You check the SMS to enter the confirmation code into Viettel Pay. Thus, the account has been successfully registered. Now you log in to your Viettel Pay account, select Menu Account > MasterCard International Card Information.
Continue to choose Check card informationand is followed on the phone screen.
Friend check SMS once will see virtual MasterCard information (card number, expiration month/year, CVV code). This information is used to make online payments. You need to hold century is not revealed to the outside.
How to top up Viettel Pay
- Recharge directly from card, bank account
- Link card, bank account
- Top up cash at more than 200,000 transaction points
- Direct deposit at home (under construction)
How to create a virtual MasterCard with AirPay
AirPay is also an Online payment application similar to Momo, Viettel Pay. You need to install the AirPay app on your phone, create an account and get your card information.
You need to fill in correct and complete personal information to register for a Virtual MasterCard.
Step 1: You must deposit money into Airpay with a balance of at least VND 36,000.
Step 2: Open the AirPay app and select “AirPay Card”. Select section “Create Cards”“.
Step 3: Enter the cardholder’s name and press Next.
Step 4: Check card information. The amount in the virtual card corresponds to the amount in your AirPay wallet
Step 5: To view card code, expiration month/year, CVV of your choice sign the padlock on card.
Top up your Airpay card
You have 4 ways to top up your AirPay account
- Link bank accounts, support most ATM cards in the country.
- Go to an Airpay agent to top up
- Go to the bank to top up Vietcombank, Eximbank, Sacombank…
- Top up using Internet Banking of banks.
How to create a virtual Visa of Vietinbank
Currently, Vietinbank is allowing the creation of a virtual Visa card named E-Fast On. The card has a denomination from 10,000 VND to 5,000,000 VND depending on your choice. Then pay the card amount by bank transfer. To create a virtual visa card of Vietinbank, follow the instructions below:
Step 1: Access to Vietinbank’s virtual Visa creation website choose to buy a card.
Step 2: Next, you choose the number of cards to buy, and the card’s face value. Select confirm
Step 3: Check the card’s denomination and fee information. Select confirm
Step 4: Card payment. You can pay with
- ATM cards of Vietnamese banks (You can use Internet Banking to pay)
- International payment card: Credit card or Debit card
Step 5: When payment is complete, card information will be displayed on the screen (card number, expiration month/year, CVV number). Please copy this information and use it for payment.
So I have guided you through 3 ways to register a virtual Visa/Mastercard card for Online payment. Besides, it also helps you distinguish Visa and MasterCard cards. You can follow the instructions in the article to know how to use VISA, MasterCard to purchase online. Good luck.
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