Recently, a new form of fraud has appeared with the feature Vietcombank’s future money transfer. The future money transfer feature was extended by Vietcombank to interbank, for individual customers on October 8, 2018. Aiming to support customers to ensure timely processing of money transfer requests to recipients at some point in the future. But now, this feature is used by bad actors to scam users.
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What is the futures transfer feature?
The future money transfer feature allows customers to make a money transfer order to the beneficiary who has an account at another bank in Vietnam with the validity of 01 determined day in the future.
In addition, Vietcombank also has the function ofPeriodic money transfer: allows customers to make transaction orders for beneficiaries who have accounts at other banks in Vietnam with an effective date according to a certain cycle (day/month/year).
In addition, in case for any reason that customers need to cancel future or recurring money transfer orders, Vietcombank will also be ready to support you to cancel orders right on [email protected] channel. nking, just need to cancel the order before 7:30 am of the effective date of the order. As for the customers who actively cancel the [email protected] transaction channel, the system will automatically identify and cancel the future or recurring money orders of that customer, ensuring to avoid any problems or problems. risk.
This feature is both beneficial and harmful. The advantage is that you will be able to actively transfer money to others, avoiding the case that you forget or are busy with something. The bad thing is that bad actors can take advantage of this feature to scam online business people.
Beware of scams with vietcombank’s future money transfer feature
For example, if you are the owner of an online clothing store. I’ll play the cheater.
Initially, I will buy 2 sets of clothes from your shop for 500k, ship is 30k. After a while of negotiating and paying the price, I will transfer 430k to the shop owner. I will go to the Vietcombank app and use Vietcombank’s future money transfer feature to schedule a money transfer the next day.
Vietcombank app will still show a successful status, but the money transfer order line will be “Order successful” instead of “Transfer successful”. Similarly, the bank will also send an email with the content “Confirmation of remittance request at future date”. Of course the money is still in my account, not yet sent to you.
Then I will send a screenshot of this message to you and ask you to send the goods with the reason like the bank is slow or faulty. Those who are gullible or lacking in technology knowledge will easily fall into the trap. As soon as I confirm that you have been hooked and sent the goods, I will cancel this order.
To avoid getting caught in this type of scam, you should carefully look at the screenshots of money transfers like this and it’s safest to just “give the money over”. Because with current technology, scammers can still make money transfer pictures like this very easy.
Hopefully this article will provide you with more useful information to avoid scams like this.
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