Create a photo holding a QR code to receive lucky money is a trend of “making waves” every Tet holiday, especially the 2026 Year of the Horse. Instead of sending a dry account number, you can transform into a 3D character holding an extremely adorable and delicate QR code. Let’s explore with AnonyViet how to do it right below.
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3D AI photo fever for the 2026 Lunar New Year
The atmosphere of Tet 2026 is approaching, and social networks are once again aroused with the trend of transforming into 3D cartoon characters. This year’s special feature is the combination of AI technology and traditional lucky money culture.
Instead of regular photos, users are racing to create handheld photos QR code Receive lucky money in a humorous and cute style. These photos not only help make your personal page more lively, but are also a subtle and charming way to “remember” lucky money.

Instructions for creating a photo holding a QR code to receive lucky money on CapCut
To own these “million like” photos, you only need a smartphone and the CapCut application, you can follow the process below:
Step 1: Open the application CapCut on your mobile device (phone or tablet). At the main interface, click on “Template” located in the toolbar below the screen.
Step 2: In the search bar at the top, enter keywords related to this trend such as: “AI model to receive lucky money”, “AI lucky money”, or more specifically “create a photo holding a QR code to receive lucky money”. The system will return a series of results with many different design styles.
Step 3: Browse and choose a template that you feel most comfortable with. These templates often have a 3D character layout holding an envelope or a QR code board.
Step 4: After selecting a template, the application will ask you to upload a personal photo. The advice is to choose a selfie portrait with good lighting and a clear view of the face so that the AI can identify and process facial features most accurately.

Step 5: Wait a moment for CapCut to automatically analyze and merge your face into the 3D character. AI will add cinematic shading, smoothing, and color correction effects to make the photo look most realistic.
Step 6: Check the results again in preview mode. If you are satisfied, just press the button “Export” to save photos to your device or share directly on social networking platforms such as TikTok and Facebook.
Refer to AI photo samples that are going viral
Below are descriptions of some models that are being enthusiastically sought after by the online community. You can search by description to apply:


Note for smooth image creation process
This trend brings a lot of joy during the Lunar New Year 2026. However, to ensure you get the most satisfactory product when creating a photo holding a QR code to receive lucky money, please note the following points:
- First, in terms of equipment, AI processing requires quite a large amount of machine resources. Therefore, prepare a phone with a stable configuration and strong network connection (Wi-Fi/4G) to avoid lag or errors when exporting files.
- Second, regarding input images, the quality of the original image determines 80% of the beauty of the AI image. Avoid using photos with faces covered, photos that are too dark, or group photos with too many people, making it difficult for the AI to recognize the owner’s face.

Q&A: Frequently asked questions
1. Can I replace the QR code in the template with my bank’s QR code?
Answer: Yes. Some CapCut templates allow you to insert a personal QR code image in a specified position (overlay). If the template doesn’t support it, you can export the image and use the “Add overlay” feature to insert your QR code later.
2. Is there a fee to use these AI models on CapCut?
Answer: Most of the templates for creating photos holding QR codes to receive lucky money on CapCut are free. However, some Pro models may require you to watch ads or upgrade your account to remove the blurred logo when exporting photos.
3. Why do AI-processed photos not look like me?
Answer: AI technology to create 3D images often tends to “animate” the lines so it will not be 100% like real photos. To be as similar as possible, choose the original photo taken frontally, clearly, and without glasses or masks.
Conclusion
Trend Create a photo holding a QR code to receive lucky money will definitely continue to “cause a storm” in the upcoming Tet days thanks to its convenience and high entertainment value. Hopefully with the detailed instructions above, you will be able to design unique 3D photos yourself to show off to your friends and receive lots of luck. Wishing you a happy, prosperous and joy-filled New Year 2026, Binh Ngo!







