If you are in need of owning a MacBook Air or Pro M2 to serve work, study, etc., but cannot afford it, installment payment is the recommended form of payment. Here are 3 benefits when buying MacBook M2 in installments via credit card and guide specific installment procedures for you.
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1. 3 benefits when buying MacBook M2 by credit card installment
Installment purchase via credit card allows customers to use the card to make purchases and pay monthly installments according to that bank’s policy. Credit cards can help you with the following:
1.1. Own MacBook M2 without immediate payment
When paying by credit card, customers can choose to pay an amount in advance or not. You just need to perform a card operation to get 100% of the product value with the conversion fee (depending on the policy of each bank).
If you have the ability to pay an amount upfront, the conversion fee will be lower. If not, you can completely buy MacBook M2 right away without any cash and pay in monthly installments.
This policy is extremely convenient because the MacBook is an important technology product for many people’s work and study. In a situation where your old machine is broken and cannot be repaired but you don’t have the money to buy a new one, credit card installment is considered a great “salvation”.
Example: You are a student and are intending to buy MacBook Pro M2 8GB 256GB with the price of 29,790,000 VND. If the one-time payment is too big a “burden”, the installment policy is 12 month allows you to own this device for just over 2,000,000 VND/month.
1.2. Installment term option
Depending on financial ability, customers can choose to pay in installments within 3-6-9-12 months. Note that the shorter the installment period, the lower the conversion fee you have to pay to the bank.
1.3. 0% interest
Installment via credit card with 0% interest when buying Mac It can be understood that the bank will pay 100% of the product price on behalf of the cardholder. The cardholder needs to fulfill the obligation to pay the principal plus the conversion fee according to the term registered with the bank.
For example: When buying in installments of MacBook Air M2 8GB + 12 months with credit cards of 28 banks (attached list), customers will not be charged interest. You only need to pay the conversion fee of VND 2,399,058 and pay the principal of VND 2,499,088/month.
2. Where is the reputable place to buy MacBook M2 with credit card installment?
You should go to Apple’s official authorized dealers in Vietnam and apply the installment policy when buying MacBook M2 nationwide. The procedure to pay for MacBook M2 by credit card is quite simple and fast with only 3 simple steps as follows:
- Step 1: Bring your credit card and original CCCD/ID card.
- Step 2: After choosing your favorite MacBook M2 model, you request an installment payment, you fill out an application form according to the available form and complete other procedures.
- Step 3: Swipe your credit card over the POS/MPOS machine and you’ve got your MacBook M2 to your liking.
In addition, you need to note a few points when making installment payments via credit card:
- You are still entitled to all current promotion policies;
- Installment transactions will not be canceled after the installment conversion has been notified to the bank
- Installment program does not apply to supplementary cards.
Thus, these benefits when buying MacBook M2 via credit card is to be able to own the machine immediately even though it is not financed with 0% interest rate and the option of repayment term. This policy will reduce your financial burden and help you create better spending habits during the installment period.